Boats, Watercraft, Off-Road Vehicles, RV’s, Motor Homes, Trailers… coverage for all the toys!
Recreational Vehicle Insurance can be comprehensive or minimal, we can help you choose the best policy for your leisure vehicles.
Total Loss Replacement – provides you with a new, comparably-equipped vehicle if your loss is within certain model years. After certain vehicle model years the settlement will be on an actual cash value basis.
Replacement Cost Personal Effects – pays for the replacement of your personal items in your vehicle that resulted from a covered loss. $1,000 or $5,000 of Replacement Cost Personal Effects coverage is sometimes automatically included at no additional cost with certain policies.
Emergency Expense coverage – pays your expenses for hotels and transportation due to a covered loss. $1,000 of Emergency Expense coverage is automatically included at no additional cost with most Comprehensive and Collision coverage.
Special Windshield Deductible – charges nothing for windshield repair, and a minimal fee for windshield replacement.
Recreational Vehicle Medical Payments coverage – pays the cost for necessary medical treatment that is caused in an accident, regardless of fault.