Business Insurance

While your business enterprise may be demanding, choosing appropriate business insurance coverage to protect yourself, your employees and your assets can be effortless. Our agents can assist you in selecting the right coverage options for your unique business. Some insurance is required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most.  Let us provide you with a quote for your Business Owner’s Policy today.

  • Property Insurance can fund repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.
  • Liability Insurance can protect against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.
  • Workers’ Compensation Insurance can satisfy your employees’ medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.
  • Business Auto Insurance can get you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians for which you and your employees are liable.
  • Business Crime Insurance can protect against fraud, theft, forgery or robbery.
  • Employment Practices Liability can cover your business if discrimination, sexual harassment or wrongful termination claims are made by present, former or future employees.


Supplemental Insurance can add even more security for your business:


  • Life Insurance for Business Owners
  • Retirement and Benefits for Business Owners
  • Umbrella Coverage
  • Transportation and Cargo
  • Spoilage
  • Delivery/Catering Non-Owned Auto 


O’Donoghue Insurance can tailor a “best fit” policy specifically for your successful business:


  • Apartment & Landlord – For Apartment Building Owners and
  • Auto Service and Repair – Auto Body Shops, Oil Change Shops, Transmission Shops and more
  • Commercial Real Estate – Office Buildings, Retail Shopping Centers and Industrial Buildings
  • Construction – We have specialized coverage for your Construction projects.  Please see Construction
  • Education & Non-Profit – Museums, Schools, Civic Groups and more
  • Home and Building Service – Plumbers, Electricians, Landscapers, Painters and more
  • Homeowners Association – Coverage for the property location and more
  • Hospitality – Hotels, Motels and Bed & Breakfasts
  • Manufacturing – Product, Food, Commercial Printing, Equipment and more
  • Professional Service – Medical, Veterinary and other Business Professional Service providers
  • Religious Organization – Explore coverage for Business Property and Business Liability
  • Restaurant – Fine Dining, Quick Service and Casual Restaurants
  • Retail – Salons, Dry Cleaners, Boutiques, Convenience Stores and more
  • Wholesale – Specialized coverage like Business Liability, Business Auto insurance and more