Anchored in Protection

A yacht in the ocean.

Expert Watercraft & Yacht Insurance

Similar to any significant investment, boats and yachts require adequate insurance coverage to protect against potential risks. O’Donoghue ensures your peace of mind with an extensive selection of specialized marine coverage, safeguarding your investment against unforeseen events. Our tailored solutions cater to your unique cruising plans and individual boating requirements, including customizable liability levels.

We provide insurance for these types of vessels:

  • Boats (a vessel 26 feet or less)

  • Yachts (a vessel 27 feet or longer)

  • Jet boats

  • Sailboats

  • Personal watercraft

  • Fishing Boats

  • House Boats

  • Other watercraft upon consultation

O’Donoghue Insurance can help you determine the right amount of coverage to meet your specific needs for the security and protection of your watercraft or yacht with our comprehensive insurance offerings. Explore the array of insurance options tailored to safeguard your maritime adventures.

  • Covers accidental loss or damage to the boat and its machinery. This not only covers the hull and the engine(s) but also the sails and other equipment on board that are required to operate the boat. Cause of physical damage may be the result of collisions, sinking, and vandalism.

  • Protects against legal claims for bodily injury or property damage caused by the insured watercraft.

  • Covers personal belongings on the boat such as equipment, furnishings, and electronics.

  • Pays for medical expenses for injuries sustained by the insured and passengers while on the boat.

  • Provides protection if the insured boat is involved in an accident with another boater who lacks sufficient insurance coverage.

  • Covers the cost of salvaging or towing the insured boat in the case of a breakdown or accident.

  • Protects against claims for damage caused by pollution or fuel spills from the insured boat.

  • Determines how the value of the boat is calculated in the event of a total loss.

  • Specifies the geographic areas where the boat is covered to operate.

  • Provides assistance services such as fuel delivery, jump starts, and towing in case of emergency while on the water.