Stay Prepared for the Unexpected with Flood Insurance

A flooded street with trees and street signs.

Protect Your Property with Flood Insurance

Flooding is the most common and costly natural disaster in the United States, causing significant damage to homes and businesses every year. Standard homeowners insurance policies do not cover flood damage. To safeguard your property and assets, it’s crucial to have a dedicated flood insurance policy. O'Donoghue Insurance Agency is here to help you understand your flood risk and provide the coverage you need.

Why Flood Insurance?

  • Comprehensive Coverage: Covers direct physical losses from floods and resulting damage from flood-related erosion caused by excessive rainfall, storm surges, blocked storm drainage systems, or other similar causes.

  • Peace of Mind: Provides financial protection and peace of mind knowing you are covered for flood damage, which is typically excluded from standard homeowners insurance policies.

  • Community Requirement: If you live in a high-risk flood area and have a mortgage from a federally regulated or insured lender, you are required to have flood insurance.

  • Affordable Protection: Flood insurance policies are more affordable than you might think, especially when you consider the potential costs of flood damage.

Ensure your peace of mind and financial security with flood insurance from O'Donoghue Insurance Agency. Reach out to us today to start the process.